Guest Column: What business owners need to know about Alabama uninsured/underinsured motorist coverage

Brian Richardson Even though Alabama law requires motorists to carry liability insurance, some estimate that 19.5% of drivers in Alabama are uninsured. Considering the cost of medical care and the prevalence of distracted driving, even drivers with compliant liability insurance are often underinsured. Uninsured/underinsured motorist (UM) coverage is designed to…